Agentic escrow · launching soon
Your newest
escrow officer.
Eskro records a file once, then clears the 120-odd tasks itself — inside the title software you already run. It routes the rare exception to a person, and it never moves your money without you.
- ✓ Chain of title pulled · vesting verified
- ✓ Judgment & tax-lien search — clear
- ✓ Mortgage payoff requested & reconciled
- ! Estoppel ordered — $1,240 arrears flagged → routed to you
- ✓ Settlement statement drafted
Record once
An officer does the task a single time. Eskro learns the steps and builds a reusable agent — no scripts, no API.
Clears the file
Title, liens, payoffs, estoppels, closing package — worked across your existing systems, every action provenance-linked.
Never alone on the wire
The rare exception and every irreversible step — a wire, a disbursement — stop and wait for a person. Always.
What Eskro is
An escrow officer that
happens to be software.
Same screen. Same systems. Same file. It hands back anything that needs a judgement call.
- ISAn escrow officer working inside the systems you already run.
- ISTaught by watching your officer do the task once. Four minutes.
- ISDoing the file work. Title, liens, payoffs, estoppels, closing package.
- ISChained to its evidence. Every action traces to source.
- ISStopped at every irreversible step until a person says go.
- NOTA platform to migrate to. Your file of record doesn't move.
- NOTA script bound to coordinates. Those die on the next redesign.
- NOTA chatbot that summarises the file and changes nothing.
- NOTA black box. Nothing happens you can't open and export.
- NOTAble to move a dollar alone. Not at 2am. Not ever.
Why Eskro
You could script it.
Prompt it. Or hire for it.
None of those survive a portal redesign, prove what they did, or refuse to move money on their own.
| Eskro | RPA scripts | General AI agent | More headcount | |
|---|---|---|---|---|
| Survives a portal redesignre-grounds by intent, not coordinates | ✓self-heals, logs the recovery | ✗breaks, sometimes silently | ~adapts, but inconsistently | ✓a person copes |
| Works systems with no APIcounty sites, HOA portals, desktop software | ✓API first, screen always | ~brittle at the edges | ~no credential handling | ✓ |
| Live from one recordingno scripting, no integration project | ✓first agent in an afternoon | ✗weeks per bot, then upkeep | ~re-prompted every run | ✗months to train |
| Every action traceable to evidencehash-chained, exportable to an auditor | ✓ALTA-ready chain | ✗log files, not proof | ✗ | ~notes and memory |
| Cannot move money on its ownirreversible actions blocked at dispatch | ✓enforced in code, not policy | ✗does what it was told | ✗no concept of reversibility | ~policy and trust |
| Gets better on your filesevery exception becomes training signal | ✓compounds with use | ✗decays with use | ✗no memory of your shop | ✓until they leave |
| Scales without headcountvolume goes up, the team doesn't | ✓ | ~until maintenance eats it | ~ | ✗ |
How we implement it
Seven stages.
No integration project.
What we deploy, in the order we deploy it.
An officer does it once
Four minutes with the recorder on. Screen, inputs, and every document opened or produced.
We learn the intent
Not where she clicked — what she was trying to achieve. Stored as a versioned graph a human can read.
Run against live screens
The agent finds those intents on the screen as it is today, acts, and verifies the result. Failure means re-planning, never guessing.
Capabilities, not vendors
Agents ask for payoff.request. They never name a portal. The connector layer works out how.
Chain every action
Agent, evidence, action, artifact — each entry hashed to the one before it. Tamper with one and it stops verifying.
Stop the irreversible
Wires, disbursements, recordings suspend for a named human. Unknown actions default to irreversible.
Exceptions feed back
Every correction an officer makes becomes training signal. Competence compounds instead of decaying.
In development · connector ecosystem
The systems are clunky. That's our problem to absorb.
One integration per vendor gives you ninety of them, each breaking on its own schedule. So agents never name a system. They declare a capability, and the connector layer resolves it against whatever is healthy today. Swap a servicer or replace your production software — the workflow doesn't change.
Workflow layer — declares capabilities, never endpoints
API connectors
Used first wherever a real interface exists. Deterministic and cheap.
- Title data providers
- e-Recording networks
- Wire verification
- e-Sign & remote notarisation
Screen connectors
Most of the estate has no interface at all. Built from one recording. Self-healing.
- Servicer payoff portals
- HOA management portals
- County recorder sites
- Desktop production software
Document connectors
For what still arrives as a PDF or a fax. Parsed to fields, with the page cited.
- Payoff statements
- Estoppel certificates
- Closing disclosures
- Surveys & commitments
Shared services — every connector inherits these
| Capability | Resolved against | Tier | 30-day success | Last verified |
|---|---|---|---|---|
| title.search | Title data provider | T1 | 99.9% | 1 min ago |
| tax.cert | County tax office | T1 | 100% | 2 min ago |
| lien.search | Municipal lien portal | T2 | 99.4% | 4 min ago |
| payoff.request | Servicer portal | T2 | 96.1% | re-grounding |
| estoppel.order | HOA management portal | T2 | 98.2% | 11 min ago |
| payoff.parse | Servicer PDF statement | T3 | 99.1% | 3 min ago |
| file.write | Title production software | T2 | 97.6% | just now |
| wire.verify | Wire verification service | T1 | gated | awaiting officer |
Where this lands in your stack
No migration and no schema mapping. Eskro runs alongside what you have, authenticates as its own named identity with scoped credentials, and writes into your file of record exactly where an officer would. Turn it off tomorrow and every file is still where you left it — with a full record of what was done and by whom.